Over the course of the loan process, you need to provide certain documentation, such as:
- Current paystubs covering the past 30 days
- Tax returns with W-2s for the past two years
- If self-employed, you will need to provide a Profit and Loss statement
- Bank statements for the past two months
- Purchase contract
- Divorce decree, if applicable
- VA applicants: copy of DD214 and certificate of eligibility
- First Time Homebuyer Program applicants: Last three years’ federal tax returns with W-2s, and property addresses for the last three years residences and include landlord’s name, full address, and phone number.